2021.09.27 04:11 Kenpachi_Zoro-san Mesos Guide for F2P anyone?
Hi , i am F2P and only gain mesos by selling Black bean potion . I do daily for all my 40 char . And weekly can get 1B+ . But now since they will remove Black bean , i cant think a way to get those mesos . Guide for mesos pls . Thank you
submitted by Kenpachi_Zoro-san to MapleSEA [link] [comments]
2021.09.27 04:11 Hearakok Tesla FSD for Auto Insurance
Before I continue this post, let me just say that auto insurance is very complex and in a perfect world, FSD (Full Self Driving) would make it so that accidents do not happen at all at the personal and commercial level. With that being said, we do not live in a perfect world and FSD will still take years to mature, at this time it is still a gimmicky feature (extremely impressive however) that is causing physical damage coverage loss costs to rise due to the expensive components in making a Tesla and any other manufacturer that will pursue FSD.
What does the future look like for auto insurers as FSD starts to seem more of a useful function rather than a cool party trick? Will auto insurers start to see loss costs decline in 5 years as frequency starts to decline steeply? For the past few years, frequency has been declining but severity has been increasing (medical expenses and more expensive cars) which has ultimately led to increased loss costs. Something else to consider would be if FSD becomes functional, ride sharing could become automated which means this service could become much cheaper since you don’t have to pay drivers and this price decrease would cause a huge increase in the number of miles driven which would also increase aggregate loss costs.
Personally, I think premiums for the auto insurance industry will keep growing for the next 5 years and then peak. After that, no idea if they remain there or spiral downwards but this is just my view. For all we know, FSD may not be technologically feasible at the level we want and this may not come true whatsoever but I dont think that is the case.
How do you think this will impact the P&C side of the job market? No idea how big personal auto is of the P&C industry as a whole but it is probably the biggest sector. I imagine as climate change becomes more severe, insurance will become even more crucial so perhaps that will provide an offsetting effect to other insurance segments to the potential impact of FSD on auto insurance.
What are your thoughts on this? Thanks
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2021.09.27 04:11 anvepea My brother started drinking again and I’m terrified, tired and heart broken
I am a 25 F currently living with my mom, younger brother, elder brother, his girlfriend and her daughter. To set up for you to understand the situation, my parents got separated about 20 years ago (nasty separation, we live in a small city, so everyone knew everything) my brother 15-16yo at the time went trough hell, got into drugs and alcohol, and until a terrible accident he had while under the influenced, he stopped.
Now he (at this moment 37 yo) started drinking again, a lot, doesn’t hurt any one or anything, but fights with his girlfriend and starts blaming everything on her, tells her his going to commit suicide because he’s worthless, all while her daughter (she doesn’t hear everything) has to go trough that. At this moment they both left for her mom’s house.
And the truth is I’m tired, I’m tired of having to be “the grown up” sibling, my dad only trusts me because at some point he stole money, my mom knows I’ll always get everything done. I hate being the “perfect” one and probably he will always resent me because of it.
I hate having to stay up all night and going to check on him if he’s still breathing, I hate having to check every time he comes home if he brings any suspicious bags, I hate worrying if every time he goes out he’s drunk or not, I’m terrified every morning when I knock his door he just won’t answer anymore.
But I do all of this and I do nothing about it, I cannot bring myself to stop him, or beg him, or yell at him, when all want to do is all of the above and brake all the bottles. All I do is tell my dad because my mom just ignores the fact that this is happening, she will deny it if you tell her something, and starts defending him, saying that we cannot understand how though was everything for him.
I don’t want his girlfriend and my brother to be together anymore she deserves so MUCH more, her daughter deserves the world. They are suffering and he won’t care he will take them with him.
And my brother needs help, but he WONT take it, he doesn’t want it, he wants to continue to take pity on himself, he won’t accept he has a problem. His girlfriend and my father have offered him help in every single way: psychologist, therapy session, programs…. hell my dad still gives him money, because my brother doesn’t work. And the matter of the fact is I cannot imagine him working.
I feel like a terrible person having lost all the faith I had in him, but this is just taking my mental health to an all time low, I’m heart broken by all of this, but I just can’t anymore… and he’s a good person with a kind heart….. he really is…. I’m leaving next year to live in another country and I’m heart broken by this situation, it’s gonna make leaving even harder than it is.
I’m sorry if I didn’t explain myself, English is not my first language.
submitted by anvepea to TrueOffMyChest [link] [comments]
2021.09.27 04:11 grillicheese Another bad trip story
Basically, I took about 4g of mushrooms i chocolate bar form. The trip started out amazing, was with 3 friends just vibing to good music. Then we went inside to watch some naruto and that’s when things got bad. I laid down on the bed and for some reason I felt like I couldn’t feel anything, but I didn’t instantly panic. Next thing I know, I stand up and I just feel this impending feeling of doom, as if I was dying. Constantly felt like I had a nose bleed or as if I was internally bleeding. I started to chug water bottles just hoping to keep myself alive, i literally felt numb. Scariest feeling ever, wound up giving me pretty bad anxiety afterward. Don’t use this as an example for mushrooms because I’ve tripped at least 6-7 times prior to this experience and always had a great time! Basically just wanted to post to see if anyone has ever recovered from a bad trip of this extent or can relate at all
submitted by grillicheese to Psychedelics [link] [comments]
2021.09.27 04:11 Chanz Sim Tower File Format?
Hi. I'm a software engineer looking for a new side project. Either a reimplementation of Sim Tower, or a clone. Curious about if anything has been reverse engineered, or I would need to start from scratch. Thank you.
submitted by Chanz to SimTower [link] [comments]
2021.09.27 04:11 ElectrikAvenue1 😎Baby Doge Boss💼 fair-launched today & performing a Takeover of the Crypto Defi and NFT's Market! Baby Doge Boss is the smartest Doge in the world! Using his sharp eye for talent he has recruited an awesome marketing team, and we are soon to be the #1 Community Coin. Lets make it rain!
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Our Boss Tokenomics:
Dynamic Smart-NFT's X BOSS NFT Lootboxes and Marketplace.
Baby Doge Boss aims pioneer the development and rise of Smart Multi-Layered NFT's using the Altura NFT's upcoming developer API. Unlike traditional NFT's, Baby Doge Boss's Smart NFT's will change based on time of day and Market Conditions. When Crypto is pumping Baby Doge Boss will be happy and cheery, and when the market is dumping Baby Doge Boss will be stern and remind you to HODL.
Baby Doge Boss NFT's will be Airdropped to holders via a lottery and community engagement merit system. We will have giveaways to outstanding community members. Like and share Baby Doge Boss on Facebook and Twitter, and be entered to be airdropped our most exclusive NFT Releases! Also We will be releasing our very own NFT Marketplace where we will have a extensive roster of exclusive Smart-NFT's and NFT Lootboxes!
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The rate of contributions will only increase as our community grows and trading volume increases providing stability and security to our investors.
2% of Baby Doge Boss transactions will be contributed to our community marketing fund, 100% of this fund will be used for Marketing and Advertising of our token. This will ensure that we have the capital necessary to fund our massive viral marketing campaign that will catapult Baby Doge Boss to to very top of the DeFi and NFT sphere!
submitted by ElectrikAvenue1 to cryptostreetbets [link] [comments]
2021.09.27 04:11 Gaming1982 Final Sting Learning
2021.09.27 04:11 vi0leee-t buying tix
2021.09.27 04:10 Mission_Appropriate 22/M /UK looking for friends :3
Hey I'm Kieren 22 m from the UK I really enjoy anime and reading manga mostly manga recently :)
I also really like video games such as apex, genshin and minecraft I play on the ps4 currently and phasmophobia on pc and other things such as animals I have a bunchh and music
Looking forward to speaking with you if you want to be friends :3
submitted by Mission_Appropriate to friendship [link] [comments]
2021.09.27 04:10 wallet_man Can't create nightmare cow portal?
2021.09.27 04:10 IamDTrickster The Param Sexy
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2021.09.27 04:10 badgebruce Aytu BioPharma to Report Fourth Quarter and Full Year Fiscal 2021 Results and Update on September 27, 2021
2021.09.27 04:10 Altered-Eg0o Another fun fact
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2021.09.27 04:10 AutoNewspaperAdmin [AU] - Showdown at the Macedon Ranges, where growth and beauty collide | Sydney Morning Herald
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2021.09.27 04:10 Free-Adhesiveness-40 Why someone would want to take over the world and and destroy its order?
2021.09.27 04:10 Tazirai Halloweens Long Walk
2021.09.27 04:10 AutoNewspaperAdmin [AU] - Qantas pushes back WA flight reboot due to state’s hard border | Sydney Morning Herald
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2021.09.27 04:10 prawnbiryani 💗☁🍦🌸🧁🤍🦩
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2021.09.27 04:10 theantirobot Smart dimmer with knobs?
I have a few lutron aurora dimmers that work beautifully with hue. I also have several z-wave dimmers from inovelli. Does anyone know of a z-wave or zigbee dimmer that has a knob and goes in the wall? I think I could use home assistant to use a lutron aurora to drive an in-the-wall z-wave dimmer, but that seems stupidly complicated.
submitted by theantirobot to homeautomation [link] [comments]
2021.09.27 04:10 LexiiDarkk Braless Sunday!
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2021.09.27 04:10 MyFriendsCallMeSir Fyfe advised he will not be offered a contract for 2022
2021.09.27 04:10 danaxtb The near-death experience brought new ideas to light.?
2021.09.27 04:10 SubRote Space cats: a spotter's guide.
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2021.09.27 04:10 getreferral Coinbase Referral : Get $10 USD in bitcoin after you buy or sell atleast $100 in crypto
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2021.09.27 04:10 jhea_belle My new sim (and Niklaus' love interest) based on the "create a sim #1 slide" so graciously shared by u/bornindior. I changed a few details (very minor) but Katana came out looking gorgeous! Thanks again u/bornindior 🤗
|submitted by jhea_belle to SimsMobile [link] [comments]|